Ken and Johnny discuss the often-overlooked Servicemenbers’ Civil Relief Act. This important act covers protections for active-duty servicemembers for (pre-service) debts. The class clarifies who is/not covered; transactions covered; and provides a high-level overview of various protections available for servicemembers. The SCRA is often confused with the MLA and we set out the boandaries for each. The class also provides a fast-past Q&A on SCRA, and concludes with a Foreclosure Consent Order and a complaint trend report. Key ideas for students to learn - SCRA vs MLA; the 6% Rule and Timing differences between Mortgages and credit card type debt; Foreclosure Protection; and Default Judgement Protecton. Lastly, we want students to be a “resource” but not answering complicated military rights questions - LO’s should direct borrowers to military in-take sites.