Vermont SAFE 2 Hour | NMLS License

This class from Knowledge Coop covers a variety of NMLS-approved topics while covering the Vermont Licensed Lender Act, mortgage broker agreement, prohibited acts and practices with respect to lending and broker activity, usury statutes, permitted charges, commitment letters, high rate/high point loans, funded settlements. We'll also look at things like financial privacy (opt-in state), trigger lead solicitations, non-discrimination, home loan escrow accounts, debt protection agreements, reverse mortgages, the Vermont Consumer Fraud Act, fair credit reporting, unlicensed loan transactions.  Finally, we'll look at case studies from your state.