Stay compliant, competitive, and confident with engaging NMLS Continuing Education (CE) courses tailored for mortgage professionals. Designed to fit your schedule, our courses make it easy to fulfill your requirements while staying ahead in the industry.
At Knowledge Coop, compliance doesn’t have to be boring. Our flexible learning options make Continuing Education easy, fun, and unforgettable. Choose the format that fits your schedule and learning style, and get the credits you need with confidence.
Stay compliant and keep your MLO license active with Knowledge Coop's NMLS Late CE courses! Missed your CE deadline? No worries, we've got you covered. Our NMLS-approved Late Continuing Education course has everything you need to meet the ongoing requirements for your Mortgage Loan Originator license.
Complete your NMLS CE Courses on your schedule. Our online continuing education is designed to keep you engaged through interactive video courses updated yearly on topics you’ll actually enjoy.
*Coop+ subscription is not required to access CE courses.
Start your NMLS CE courses whenever it suits your schedule, and complete your MLO licensing at your own pace! Need a break? Pause anytime and pick up exactly where you left off.
Complete your CE from the comfort of your home, a cozy coffee shop, or wherever your laptop takes you! Our online CE courses allow you to stay on top of your licensing requirements from anywhere.
After purchasing a Knowledge Coop CE course, you’ll receive an invitation link via email to access your NMLS courses through our user-friendly mortgage training platform, Coop+.
All of our federal and state CE courses are approved through the Nationwide Multi-state Licensing System (NMLS) and offer certificates of completion.
Streamline staff mortgage training with Knowledge Coop's NMLS-approved Continuing Education. Our engaging, expert-led online CE courses integrate seamlessly into your Enterprise Coop.
Tired of dull, corporate-style mortgage training videos? So are we! That’s why we’ve crafted engaging and enjoyable content that keeps you hooked while you learn. Don’t just take our word for it!
Mortgage loan originators (MLOs) are required by the SAFE Act (Secure and Fair Enforcement for Mortgage Licensing Act) to complete federal NMLS continuing education annually. To meet this requirement, state-licensed MLOs need to take 8 hours of NMLS-approved courses, which include:
- 3 hours on federal laws and regulations
- 2 hours on ethics, covering things like fraud, consumer protection, and fair lending
- 2 hours on nontraditional mortgage products
- 1 hour of elective coursework related to mortgage origination
This training helps MLOs stay current with the rules, best practices, and changes in the mortgage industry.
Yes! Currently, 25 states have state-specific NMLS continuing education (CE) requirements for MLOs. If you're licensed in one of these states—or multiple states—you'll need to complete those additional hours on top of the standard 8-hour federal CE.
For example, Oregon requires a total of 10 hours: 8 hours of federal CE plus 2 hours of Oregon-specific education.
You can use our CE Selector tool to find out exactly what's required for your licenses.
The Uniform State Test (UST) is part of the national SAFE MLO test and helps simplify the licensing process for mortgage loan originators across multiple states. Instead of taking a separate test for each state, MLOs can take one combined exam—the national test with the UST—which includes 25 questions focused on state-level content.
Most states have adopted the UST, allowing the NMLS to manage testing, pre-licensing education, and continuing education requirements for those jurisdictions. This makes it easier for MLOs to get licensed in multiple states. However, some states may still require additional state-specific education or steps beyond the test, so it's essential to check with each state agency to stay compliant.
Knowledge Coop creates brand-new NMLS CE courses every year. Our state and federal content is always up-to-date, so you’re getting the latest industry information—not recycled material. We focus on making our video courses engaging, current, and actually enjoyable to watch.
Nope! You can purchase both state and federal NMLS CE courses individually through the free version of our Coop+ platform—no subscription required.
